Where to Send Payments to the DioceseInsurance
2011 Small Employer Health Care Tax Credit
Parishes may be eligible again this year for the Small Employee Health Care Tax Credit. The credit is refundable (yes, the IRS may pay you!) for tax-exempt organizations, since churches generally do not pay income tax or unrelated business income tax.
For the year 2011, in order to be eligible for the credit, parishes must pay a uniform percentage for all employees who participate in an employer-sponsored plan.
For parishes which paid for health insurance for clergy only, they will remain eligible for the credit. For parishes which paid for health insurance for both clergy and lay employees and paid 100% of the cost of both (clergy & lay) categories of employees, they will also remain eligible for the credit.
Parishes who paid for 100% of the cost of health insurance for clergy and paid less than 100% for lay employees (unless pro-rated for part-time status) may or may not be eligible. Please contact Sue Leishman, CFO for more information.
2011 Form 8941 (72.53 kB 2012-03-08 16:33:38) 2011 Form 8941 Instructions (652.12 kB 2012-03-09 15:47:21) 2011 Form 990-T (223.72 kB 2012-03-08 16:34:27) 2011 Small Employer Health Insurance Tax Credit (240.49 kB 2012-03-09 15:48:34) This is a guide from the Medical Trust in New York. It contains instructions for completing the Form 990-T, so that the IRS instructions for that form are not posted here.
2012 Health Insurance - Qualified Medical Expenses
Here is a link to a list of qualified medical expenses.. This definition is useful for determining what items can be paid from a health savings account (HSA).
http://www.healthequity.com/ResourceCenter/QualifiedMedicalExpenses
Additional information is available in IRS Publication 502, which is available at www.irs.gov. A copy can be found below IRS Publication 502 (1.28 MB 2011-12-01 12:36:07)
2012 MEDCO Formulary
Below is a link for the MEDCO Formulary for prescription drugs for 2012.
MEDCO Formulary for Medical Mutual (186.22 kB 2011-12-01 10:01:31)
2012 Open Enrollment Update
Please refer to the following document for frequently asked questions regarding the 2012 health insurance offerings. If you have questions, please contact our broker, Dave Leszcz at 216-520-1714 or by e-mail: This e-mail address is being protected from spambots. You need JavaScript enabled to view it. .
Health Insurance FAQs (13.51 kB 2011-11-29 09:57:40)
2012 Open Enrollment
The Diocese of Ohio is offering health and dental insurance plans for 2012 through Medical Mutual of Ohio and Guardian Dental, respectively. No plans will be available through the Medical Trust, except for the Medicare supplement plans for retired clergy. The information below applies to active employees and early retirees only.
The rates for the 2012 insurance offerings can be found below:
2012 Health Insurance Rates (27.69 kB 2011-11-16 15:47:08)2012 Dental Insurance Rates (15.47 kB 2011-11-03 17:54:37)
Plan summaries are shown below:
2012 Dental Summary (80.9 kB 2011-11-15 14:06:23) This summary is for both dental plans offered. 2012 Plan Summary - High Deductible Health Plan (253.22 kB 2011-11-04 16:50:21) SuperMed HSA Guide (248.23 kB 2011-11-05 18:32:23) Health Savings Accounts FAQs (322.11 kB 2011-11-08 16:13:29) What is an HSA? (1.14 MB 2011-11-08 16:14:08) 2012 Plan Summary - Super Med Plus 2590-200 (411.77 kB 2011-11-04 16:51:30) 2012 Plan Summary Super Med Plus 30100-200 (435.04 kB 2011-11-04 16:52:24)Network Access Directions for Guardian Dental and Medical Mutual of Ohio (Please note that the search criteria is underlined in both documents):
2012 Network Access Directions (70.2 kB 2011-11-23 16:16:15)Enrollment Forms:
2012 Health Insurance Enrollment Form (475.71 kB 2011-11-07 14:21:37) 2012 Guardian Dental Enrollment Form (139.41 kB 2011-11-15 14:07:05).The tentative open enrollment period is scheduled for November 14th - December 2nd, to ensure the timely receipt of new enrollment cards. Please contact Dave Leszcz, Principal, PlanCorp at 216-520-1714 for questions in regard to any of the plans.
Property loss claim forma
In spite of our best efforts, unforeseen tragedy can occur. If your pairish experiences loss or damage to its property, you will want to address and expedite the recovery process. Church Insurance Agency is there to help you file a claim quickly and easily so that the process of addressing the loss can begin.
The following forms are used to file a claim:
Church Insurance Quick Loss Report Form (5.41 kB 2011-03-30 11:19:39) Church Insurance Property Loss Form (10.85 kB 2011-03-30 11:21:34)
Outside use of Parish Buildings
Many parishes host outside groups in their buildings, both as a ministry and a source of additional funds. Care and planning are essential to ensure good stewardship of parish resources and appropriate risk management.
Church Insurance has an informative and helpful brochure on this subject -- which can be accessed below.
Insurance tips for hosting outside groups (85.68 kB 2011-03-30 11:16:46)
Episcopal Safety Program
We are pleased to announce that our diocese now has a new Risk Manager! Bill Neville, a communicant in the Diocese of Southern Ohio, and the current risk manager in that diocese, has graciously agreed to this position in our diocese. Bill will be on board with us effective April 1, 2011.
The risk manager position is part of the Episcopal Safety Program (ESP) sponsored by Church Insurance Company of VT and managed by Church Insurance Agency. The risk manager works in conjunction with our regional Vice-Preisdent, Fred Swing, on conducting on-site walk-throughs of parish buildings and grounds, and reviewing reports of suggestions/recommendations for improving safety. These individuals provide additional resources to the parish as part of their ongoing risk management plan.
Church Insurance funds the program with insurance premiums paid by our diocese, and therefore the inspection is completed at no cost to the parish.
More details on this important program can be found in the brochure below. Episcopal Safety Program (526.98 kB 2011-03-30 11:14:39)
Seasonal Guides for Parish Buildings
As the seasons change, your parish building and grounds may need attention! Access these seasonal guides from Church Insurance to inform you about recommendations for "seasonalizing" your building.
Spring Building Checklist (122.29 kB 2011-03-30 11:17:37) Fall Building Checklist (114.47 kB 2011-03-30 11:18:14) Winter Building Checklist (111.54 kB 2011-03-30 11:18:46)
Denominational Health Plan
At the 2009 General Convention, a Denominational Health Plan (DHP) was authorized, which is to be fully implemented by January 1, 2013.
Although the Diocese of Ohio offers its health insurance plans through the Medical Trust, we are not yet fully compliance with the provisions of the DHP. The biggest decision yet to be made is determining a cost-sharing policy that is the same for clergy and lay employees required to participate in the plan.
Resolutions, canon changes, and cost-sharing policies from other dioceses can be accessed below. DHP Sample Resolutions and Canons (233.89 kB 2011-10-20 12:16:06)
Below is a 1-page fact sheet which describes information on the DHP. Denominational Health Plan Fact Sheet (69.6 kB 2011-03-30 11:23:01)
More comprehensive and detailed information on the DHP is available in the Frequently Asked Question guide, which can be accessed below. Denominational Health Plan - FAQs (210.5 kB 2011-03-30 11:13:12)
